Preventing financial elder abuse: Episode 103

Laura Barish on Preventing financial elder abuseLaura Barish came on the show to talk with us about preventing financial elder abuse.

Laura is President and CEO of AltaGolden. She has a passion for working with older adults and loves her job.  Laura is responsible for marketing, community outreach, corporate management, and she also sometimes works as a caregiver so that she understands what it takes to be a great caregiver. Laura is on the clinical affairs committee for the San Diego Dementia Consortium.

In our discussion, Laura and I talk about some of the scams that are out there including:

  • Email invoked abuse and Microsoft Outlook worms
  • Western Union Fraud:  Someone calls and says, “Your grandson was taken to jail in Mexico. We need you to wire money for attorneys fees”. The scammers like to play on heartstrings.
  • IRS Scam is where someone will call telling you that you are in default on your taxes. The IRS will never call or email anyone. They will only send a letter.
  • YES Scam is when someone will call and pretend to have a bad connection saying “can you hear me now?” Their objective is to get you to say “YES” so they have your voice on recording and they can use your recorded voice to purchase things.

Anyone can order a mailing list. There is a lot of demographic information in these mailing lists. This includes; address information, age groups, and even reported income levels. Sometimes the phone scammers are not just randomly dialing people. They are targeting you for a specific reason.

We also talked about the recent Microsoft scams. This is where your computer gets locked up or you get a pop up on your screen indicating your drivers are not up to date. The scammers essentially hold your computer ransom until you pay money to get it unlocked.

Steps for preventing financial elder abuse

Don’t go to websites you don’t know

Don’t open an attachment or links in an email from anyone you don’t know.

If a scammer calls you, the easiest and safest thing is to hang up.

Educate your loved ones about the Scams that are out there so they are aware of them and they know what to look out for.

Make sure your computer virus software us up to date at all times

If you have a private caregiver, make sure they are aware of these scams as well. Laura also tells us that if you use a private caregiver don’t give them the “keys to the kingdom”. Make sure you have systems in place to ensure the caregiver cannot take advantage of your loved one

If you have questions, ask! It is not a sign of weakness to ask for help or guidance.

Contact information for Laura: Phone: 858-779-9254 or website: www.altagolden.com

As I mentioned in our interview, the Red Podcast has a few episodes about IRS Scams. Here is a link to one of them This Is What An IRS Scam Phone Call Sounds Like 

This post about retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

Caring for someone with Dementia: Episode 102

Caring for someone with Dementia

Caring for someone (especially our loved one) with Dementia can be challenging. Rick Topete is with us today to give us advice on how to take care of someone with Dementia.


Rick Topete’s passion with seniors began way back when he was in high school.

He studied at St. Bernard High School where they visit local Senior Centers in Los Angeles. During his visit to Senior Centers, they would play cards, listen to old-time music, hear their great stories, put a smile on their face and let them know they mattered. In 2011, he had an opportunity at Silverado Care. Within the first year of taking the job, his Aunt was diagnosed with early onset of Dementia that made it “real” and really centered him on what this disease is.

Rick gives us some tips on how to take care of someone with Dementia.

  • Keep the tone of your voice pleasant and soft.
    • Sometimes, the noise can have an effect on someone with Dementia.
  • Gentle eye contact
  • Stay away from negative words
  • Change topic if needed
  • Give simple choices
    • Example, would you like to wear the red sweater or the blue sweater?
  • Know their passion and help them use and maintain the remaining strength they have today.
    • Celebrate their abilities and not focus on their limitation
  • If a loved one has passed, be in the moment with them

Rick tells us it’s all about understanding what their passion is, what’s their past job, hobbies, etc. Once you get to know them better, you can use it to help them feel important. If you knew someone with Dementia and you know that he or she likes gardening, make him or her do gardening (with supervision, of course). It’s all about not making them feel that they have a disease or that they are useless. What’s important is that we make them feel that they matter, that they have a purpose.

“Give them the opportunity to live, understand what’s in their heart, understand what’s important to them.”

Even though the disease may be there it doesn’t mean they can’t live and still have that social involvement in living

each day.

Below are some links to support activities for Seniors, especially those with a Dementia diagnosis.

If you would like to contact Rick his phone number is 760-215-5517

This post about retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

Medications can cause dementia: Episode 101

Dr. Camille Newton on how medications can cause dementiaDr. Newton wants to educate people on how medications can cause dementia and how to avoid these medications.

The only thing worse than having Dementia is taking care of a loved one with Dementia. Many people do not realize that a large number of medications can cause dementia.

Dr. Camille Newton is a home visiting physician. You may also know it has a traveling doctor or mobile doctor. It is such an important service for seniors that are not able to travel for doctor’s appointments. She focuses on minimizing medications, especially psychotropic pharmaceuticals to help senior’s brains stay healthier longer.

When medications are tested by the FDA to see if they are safe, they are not really tested to see if they cause brain failure.

While performing house calls she has seen the effect psychotropic medications have on people who take them for a long period of time.

Some examples of psychotropic drugs are:

  • Antipsychotics including Risperdal  or Haldol
  • Sedatives especially the benzodiazepines such as Ativan, Xanax, or Valium
  • Anti-depressants
  • Antihistamines

These are some pretty staggering and scary statistics!

According to Dr. Newton, Benzodiazepine use is associated with an increased risk of Dementia. Nearly tripling risk within 3 years. Quitting reduces risk over time, to only 10% increase in risk 3 years after quitting. Benzodiazepine use quadruples the risk of suicide in the elderly. In one study, Benzodiazepines and hypnotics increased suicide risk by 14 times.

Antihistamines can have the anticholinergic effect. This means some of them block a certain neurotransmitter called acetylcholine. This can have a detrimental effect on the brain over a long period of time. This includes Benadryl.

in monkeys, laboratory rats, and humans, the antipsychotics such as Haldol, showed a huge measurable shrinking of the brain within 8 weeks of use.

A person goes to the drug store and they have allergy symptoms. They could choose Claritin or Allegra (which are not anticholinergic) or they could choose Benadryl or Coricidin and end up with dementia within a few years.

Maybe Less is more?

Dr. Newton tells a fascinating story about “Pam” who is a rare case of dementia reversed by getting her off of her medications. Although she has had only a few cases of ‘total cure’, she’s had numerous patients improve dramatically when their anticholinergics were stopped.  These medications are so dangerous to our brains, and yet there is no warning label.  Many of them are over the counter.

A lot of people ask Dr. Newton,”what CAN I take.” Her response is, don’t look for something to take when you are having a problem. Don’t look for a pill to solve your problem and question every medication you are given.

*Please note:  Neither the Rock Your Retirement Show nor the host, Kathe Kline provide medical advice.  Please consult your own practitioner about any healthcare issues that you have.

If you would like to reach out to Dr. Newton, her email is docnewton@att.net

Today’s Freebie, Medications that can cause Dementia, Can be found at http://rockyourretirement.com/Medications

This post about retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

Too Tired to Rock Your Retirement? Episode 100

Diane Kusunose talks about being too tired to Rock Your RetirementAre you too tired to Rock Your Retirement?

It’s hard to live a full life when you are too tired and feeling sluggish. So today, I have brought Diane Kusunose on the show. She talks about how methods she uses to help people increase their energy.

Diane Kusunose, P.T., is a certified Nutritionist and Biofeedback Practitioner. She offers unique evaluation technology and provides personalized solutions for improving health, well-being, and energy for all her patients. Diane is highly trained in Zyto Biofeedback Technology and Nutrition Response Testing. She specializes in organic nutrients, homeopathy, and herbal support for digestion, sleep challenges, and pain remediation.

Diane knew she wanted to be a physical therapist all the way back in High School. Her school had a super cool health careers program which provided her great opportunities to be what she wanted to be.

When she became a mother, Diane began using a more natural approach to take care of her children’s ailments like runny noses or injuries. She decided she was going to pursue natural means to take care of them.

We talk about her son who had warts all over his body and they just could not get rid of them. She took him to a homeopath and they put him on 3 homeopathic medications. A 1 ½ to a 2-year problem with warts was cured in just a few months. Well, Diane was hooked! She knew she had to learn more and took classes on homeopath.

“We live in an electromagnetic world”

Diane then took additional courses that taught her about electromagnetic frequencies and how to use those for treatment. Then enters Zyto Biofeedback system which is what she uses in her practice today.

Zyto Biofeedback…HUH? That’s what I thought too but it is actually very fascinating!

Zyto Biofeedback is galvanic skin response which is very scientifically based. galvanic skin response is the same technology that is used in a polygraph test. In a polygraph test, you put your hand on a plate and someone interrogates you and it gives out central nervous system responses through the hand on a plate. The galvanic skin response in the Zyto is much the same. Diane goes into greater detail in the interview about what this is and how it works.

In her practice, Diane looks for what is blocking your vitality. What is making you too tired? What is causing you to lose sleep or just not feel yourself? She describes it as gathering puzzle pieces. She gets puzzle pieces from questions, nutrition response testing and Zyto Biofeedback. Using these tools, she puts the puzzle together.

Our bodies are so clever they can repair themselves if we don’t have things (Blocks) in the way.

There are 5 blocks in the body she looks for which are foods, chemicals, heavy metals, immune challenges, and scars.

We also talked about things such as:

  • Nutritional response testing
  • Elimination Diets
  • Applied Kinesiology
  • Muscle Testing
  • Shuman Frequency

According to Diane, solutions are different for everyone. If you are feeling too tired to Rock Your Retirement, fatigued, depressed, or just not like yourself, she recommends you do your research and find someone to help you. Don’t give up and if one method or doctor doesn’t work, keep seeking.  She also encourages people to experience health practitioners who are natural based-minded and always seek your energy and your health.

If you would like to reach out to Diane or learn more her contact information is below

Phone: 760-420-5210



People, Places, and things mentioned in the interview

Learn Homeopathy Now

Dr. Fred Ulan

This post about retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

When you exercise too much: Episode 099

Colette Kent talks about when you exercise too muchYes, you can exercise too much!

Colette, a native of Ireland, moved to the US in her early 20’s and worked in finance for over a decade. She then discovered her passion for health and fitness and pursued a full-time career in this field. Moving to Nice, France in 2008 she opened a fitness and yoga studio. Colette was an avid competitor taking part in many sporting events including triathlons, marathons, and bike races. However, even with all her efforts, her health was not in a good place. Colette discovered she was training and exercising too much. She wasn’t listening to the subtle signals her body was giving her.

In 2014, Colette took some time out to cleanse and reset her body. She underwent a 21-day cellular cleanse program in Bali with an Ayurvedic doctor and this is what changed her life personally and professionally. After the cleanse, she stayed in Bali and worked with the Ayurvedic Doctor and completed her studies to become an Ayurveda Wellness Counselor.

So obviously, my question was how on earth do you pronounce this and what is it?!

Ayur which translates to Life and Veda which translates to science so it is the Science of Life. It is all about a holistic approach to healing. It teaches people how to understand their own mind-body type and your own true nature. Colette brought up a good point too. Living in our modern world, we have all kind of gotten away from nature. Becuase of modern conveniences, we are all less in tune with mother nature.

Ayurveda teaches that everything in the natural world is made up of the five elements of nature which are: space, air, fire, water, and earth. These five elements form what are called three “doshas” or mind-body types.

What’s Your Dosha?

VATA-Elements of space and air. Vata is all about movement and action like the wind. A Vata person is slim and slender, they generally have an oval face and small eyes. They may have dry skin or thin brittle hair. Just like the wind, they are always moving and walk and talk a  lot. The Vata person may forget to eat sometimes, run out of energy, or suffer from insomnia at times. Other characteristics include, gaps between teeth, deviated septum in their nose.

Vata’s are very creative, imaginative, and always on the go. Vata’s minds are always moving and this can cause difficulties in being grounded because they are always thinking ahead. They are born worriers and can feel anxious. Their slogan in life tends to be “Can I change my mind” because they tend to be indecisive. Vata’s can be grounded with activities like slow yoga or meditation. Also grounding foods which are foods that are heavier and more comfort foods. If a Vata is out of balance they may have dryness in the skin, lips or hair.

PITTA– Made up of the elements fire and water. Pitta is all about the sun’s heat and intensity.  A Pitta person would have a medium build with medium height and good strong muscles. They tend to have sharp features like their nose or chin, and also have intense eyes. Pitta’s are also good speakers and make good CEO’s and managers. They are goal oriented, productive, list makers, and always on time. Also, they can be witty, opinionated, critical of others and themselves. It is “my way or the highway” with a Pitta and they are competitive.

Pitta’s will have a sharp metabolism and their digestion is strong. This means they get “hangry” a lot. When they are out of balance they tend to overheat. This can cause loose stools or diarrhea, rashes, bloodshot eyes, or headaches. They may also experience heartburn, acid reflux, anger, impatience, irritability, and jealousy. To “cool” the heat of a Pitta, you need a moderation in activity, less competition and less spice in their diet.

KAPHA– Made up of the elements water and earth. A Kapha person is well built with full, rounded features and a lot of times long, thick hair. They are loving, nurturing, caring, and a lot like Mother Earth. A Kapha has a strong immune system, are great listeners and have great endurance. However, they tend to be a little lazy and don’t have the fire of pitta to get up and get going. Sometimes they tend to want to sit and relax and follow others. Taking initiative is not their strong suit. Their mind also tends to be a little heavier. They may learn things a little slower but once they grasp something or learn something new they will never forget it.

Their slogan would be “don’t worry be happy” as they want everyone to be happy and they like to go with the flow. When a Kapha person is out of balance it is because of their slow nature and it can lead to slowness in the digestive system. This leads to weight gain or water retention, congestion. Other signs of being out of balance for a Kapha person is energy depletion, sleeping a lot, brain fog, and depression.

Contact Information for Colette:



This article was originally published on http://RockYourRetirement.com


Why a Care Manager is the Secret Ingredient: Episode 098

Episode Image of Ann Butterfield who talks about Aging Life Care Managers and how they can help.Does Mom need help but you are tapped out?

I brought Ann Butterfield to the show to explain how an Aging Life Care Manager can help you.

If you’ve heard the term “Geriatric Care Manager”, it’s the same position.

Ann explained that a Care Manager actually quarterback’s your loved one’s care.  She deals with all of the people who care for your loved one.  This quarterbacking can include:

  • A Life Care Manager manages the Caregivers.
  • Doctors–going to doctor appointments, and facilitating communication between the family members, the doctor, and the client.
  • Attorneys: Elder Law attorneys, Estate Planning attorneys, and others need to interact with the client and family, and the care manager helps facilitate this.
  • The Care Manager interacts with Trustees to meet the client’s needs.
  • Other Experts: care managers bring them in when necessary.
  • Financial: including the accountant and Power of Attorney.  The Life Care Professional provides information on government benefits and assists the client in obtaining them where warranted.
  • Housing options: Evaluation and selection of appropriate housing such as assisted living options or memory care.
  • Family members:  Long Distance family members and others need help adjusting and coping with every day concerns and conflicts that arise.

She told a story about “Betty” who was caring for her elderly mother.

When mom moved from Washington State to San Francisco, there was a lot to coordinate.  You might be in this situation yourself:

  • You have a full or part time job
  • Children or grandchildren depend on you
  • Someday you’d like to go out to lunch with a friend

When caring for a loved one, you’ve got to make phone calls (hundreds of them!), you’ve got to shop for yourself AND your loved one, you’ve got to coordinate with the care givers. Not only that, but you also have to deal with doctor’s visits, assisted living situations…the list goes on and on.

Aging Life Care™, also known as geriatric care management, is a holistic, client-centered approach to caring for older adults or others facing ongoing health challenges.

Working with families, the expertise of Aging Life Care Professionals provides the answers at a time of uncertainty. Their guidance leads families to the actions and decisions that ensure quality care and an optimal life for those they love, thus reducing worry, stress and time off of work for family caregivers through:

Assessment and monitoring

Planning and problem-solving

Education and advocacy

Family caregiver coaching1 

Ann was a nurse before she became a care manager, and it turns out that care givers come from many backgrounds.  Many have had personal experience with family members and so discovered the need for these services.  

A Care Manager takes much of your burden, especially when you are out of the area.  

Ann can be reached at Ann@BoutiqueCareManagement.com or if you want more information on care managers in your area, go to https://www.aginglifecare.org/

This article was originally published on http://RockYourRetirement.com

  1. What you need to know, What You Need to Know, https://www.aginglifecare.org/ALCA/About_Aging_Life_Care/What_you_need_to_know/ALCA/About_Aging_Life_Care/What_you_need_to_know.aspx