You can find a Fulfilling Life in Retirement! Episode 50

Secrets about Retirement Your Broker won’t tell you. Get your FREE report NOW!

"<yoastmarkJanelle  Anderson helps people discover their pathways to a fulfilling life in retirement.

Ms. Anderson works with women find a fulfilling life in retirement.  She is a Certified Professional Coach through her business, Emerging Life Coaching. Janelle typically works with women who are transitioning into a new season in life, whether that is from the “busy mother raising children season” to an “empty nest” season or from “busy career life” to the season of retired life. And…she helps them discover a new game to play and who they truly want to be in this “third act of life.” Her work with clients includes one-on-one private coaching sessions, as well coaching groups, workshops and personal development classes.

She developed a retirement transition course called “Pathways to a Fulfilling Life in Retirement.” This course was featured in Virginia Tech’s Lifelong Learning Institute this past Spring.

She has created a personalized coaching program from this course called “Redefine Your Retirement.”

Janelle’s Pathways to a Fulfilling life in Retirement course is a 6 week course that goes through the following:

  • Week 1 – Assessment. This is spent doing various types of assessments to determine where people are in their transitions. She uses “REC” which means:
    • Release – Letting go of your past life
    • Explore – What do I want to do now
    • Create – Setting out steps and goals to create a new life in retirement
  • Week 2 – Envisioning which is setting the vision of where you want to go and who you want to be. Dream and paint a big picture of what’s possible.
  • Week 3 – What’s stopping you? “GAILS”
    • Gremlins
    • Assumptions
    • Interpretations and
    • Limiting beliefs
  • Week 4 – Work on removing the roadblocks in your life. Create possibilities and figure out how to write a new story for your life.
  • Week 5 – This week is spent looking at key relationships in your life. Where are they?  Are they draining you? Are they energizing you?
  • Week 6 – Create your best life by coming up with a plan, action steps, and goals to create the life you want to live in retirement

I’m not unhappy, I’m doing things I enjoy like gardening and going out with my friends, but I just keep asking myself is this all there is?

Janelle talks about her client Margie who was struggling with becoming an “empty nester” and she also talks about Sandra who felt unfulfilled in her retirement.

Margie had just entered the “empty nest” when she came to me. The last of her children had just moved out and she was really floundering with her life, not knowing what to do with herself.

Know that there is not just one transition that is going to happen. There are many transitions and that it is normal and you may need time to re-adjust to figure out where you are and what you want to do.

We asked, “What advice would you give to a retiree who feels stuck?”  She answered, “Appreciate the moment. Live in the present moment, live every moment to the fullest and learn how to find joy right now.”

Contact information: 540-391-0332

Today’s Freebie can be downloaded at:

How to Live in an RV: Episode 48

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In this episode of Rock Your Retirement we talked to Jerry Minchey. You can listen to the show at

Jerry Minchey How to Live in an RV

Jerry Minchey: How to Live in an RV

On today’s episode of Rock Your Retirement, we’re learning about how to live in an RV!

Jerry Minchey, #1 Best Selling Author, is the author of several books about the RVing lifestyle, and about retirement living. He lives full time in his 34-foot Class A motorhome. He has a Bachelors degree in Electrical Engineering, an MBA from USC, and an OPM degree from Harvard Business School.

Jerry  has worked for NASA and worked for many years as a computer design engineer. He holds five patents, and he has a private pilot license with an instrument rating.  (Let’s go flying!)

He has owned several engineering and marketing businesses, and he is the founder and editor of the website,  How did he decide to live in an RV?  He tells us on today’s episode.

After Jerry retired he bought a motorhome and started living full-time in it.

He started following several RVing blogs and forums. After a couple of years of following the RV forums he realized that there were a lot of people who had tons of questions about the RVing lifestyle, what’s it like, how much does it cost, etc. That’s when he decided to write his first RVing book (Motorhome and RV Retirement Living – The most Enjoyable and Least Expensive Way to Retire). Jerry has since written three more books about motorhome and RV living.  If anyone is an expert on how to live in an RV, it’s him.

He sells his books (both the printed versions and the eBooks) through Amazon. He also has links to the Amazon sales pages for his books on his website

Jerry says, “Probably the most interesting response I get from people when I tell them about living full time in an RV is that they say, “I could never live in an RV. I have too much stuff.”

“They say it with so much conviction it’s like saying one leg is longer than the other one. They act like they were born that way and there’s nothing they can do about it. Getting rid of your stuff is one of the most liberating things you can do.”

“Since I live full-time in my motorhome, my typical day varies a lot depending on where I’m camped. Sometimes I’m in a campground and sometimes I’m camped in a state park or a National Forest all by myself. Either way, I do a lot of writing and I like to hike.”

Jerry gave us a lot of great information and we also created a freebie, 5 steps to living in an RV Full Time, that you can get by going to

Jerry’s Book(s):

Jerry, what do you think people should know BEFORE they retire?

Contrary to what a lot of financial advisors say about how much money you need to retire, I tell people to look at retirement from the opposite direction. When you’re near retirement age, what money you have is what you have and there’s not much that they can do to change the amount. So look at what you have and decide what kind of retirement you can have. The good news is that when it comes to retiring and living full-time in a RV, the price of RV you have doesn’t have much to do with how happy you are in retirement.

Your RV is like your dog. Whether it’s a rescue dog or a pedigree dog, you love it and enjoy it just the same.

Jerry, what if someone feels stuck in retirement?

I would tell them to live their life so they can say, “When I grow up I want to be just like me.” It’s an eye-opening thought and in many cases it expands their horizons when thinking about how they want to live their retirement.

Contact information:  Email-  Website:

Don’t forget to join our free Facebook group!  It’s very supportive and you can get many of your questions answered from experts, and people who are doing what you want to do!  Just go to

Today’s Freebie, 5 steps to living in an RV full-time, can be found at

What a Retiring Executive needs besides money

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In this episode of Rock Your Retirement we talked to Joyce Richman. You can listen to the show at

Joyce-RichmanAre you a Retiring Executive?  Are you within 5 years of that goal?

There are special issues associated with a retiring executive.   Joyce Richman has worked with individuals as an executive
coach for more than 30 years. In addition to her private practice, Joyce has worked with hundreds of clients across the United States and internationally.

Joyce gave us some great advice that she specific uses with executives preparing for retirement, but anybody can use it really.

She said that if you are a retiring executive, you should really have the conversation a couple of years in advance.

So for example, if you are 60 years old, and planning on retiring at 62, you need to start talking about what your perfect retirement looks like, NOW.

A retiring executive should bring his or her spouse into the conversation.

Discuss what you expect, and be honest.  If you plan on traveling, discuss this with your spouse, who’s perfect executive retirement may have meant having you around the house and snuggling on the couch watching television.  Get these things worked out now.

Consider also what gives you energy.

What do you love to do naturally?  How does this play out?  If playing the guitar gives you a buzz, consider taking lessons or joining a garage band if you know other aspiring musicians.

Also, some executives don’t want to just stop working when they retire.

Their perfect retirement might mean volunteer work or business consulting.  A hobby might take up more of your time, but most of us can’t golf for 10 hours every day.

Consider the top challenges that married couples need to overcome as they move through retirement.

If you are a retiring executive, be sure to talk it through with your spouse.  Many people assume that their spouses wants to do what they want to do, and they are used to being in control.  Your spouse may be used to doing things at home, and now there is someone that they need to get used to in their territory.

Joyce’s Book(s):

Author of Roads, Routes and Ruts:  A Guidebook to Career Success  co-author of Getting Your Kid Out of the House and Into a Job

What do you think people should know BEFORE they retire?

If in a marriage/committed relationship, couples should have candid conversations (preferably facilitated by someone objective) about “what’s next?”; what each person wants for those years free from the obligations of paid employment for self, and for each other. This conversation is in addition to planning with a financial advisor so there’s no misunderstanding around finances… what is within bounds… and what is outside those bounds. If single, (and in addition to financial planning) who and what do you need in your life to feel a sense of belonging and involvement in lives outside your own? What stimulates, energizes, focuses your attention in positive ways. Identify it.. all of it… and realize your role in initiating the outcomes you seek.

What if you feel stuck in Retirement?

Think back… to those moments and times when you have been most happy. What was happening? What were you doing? Who was there? What value or benefit came from that experience? You job now… is to find ways to recreate those experiences… if not for you, for others who might learn and take value from what you can now share with them.

Joyce’s contact information:
Phone: 336-288-1799  Email:  Website:


Today’s freebie, 5 things you need to do before you retire, can be found at

Non financial aspects of retirement: Alan Spector

In this episode of Rock Your Retirement we talked to Alan Spector. You can listen to the show at

Alan Spector focusses on the non financial aspects of retirement.The basis of the Rock Your Retirement show is that retirement isn’t just about money.

This is basically the non financial aspects of retirement.

Alan Spector agrees.  He and his partner created the Critical Decisions Matrix and Crucial Conversations.  These ideas help everyone understand what the expectations are in retirement.  Alan co-authored the book, Your Retirement Quest with Keith Lawrence, and you can find the book on Amazon.  This is a great book to read if you are considering retirement in the next five years.

Alan wasn’t always a retirement coach.

He worked at Proctor and Gamble for 33 years as an executive. After that, Alan founded and managed three business, and authored five books.  Alan also blogs on retirement issues on three sites, and is deeply involved in his community.  He’s also very active physically and likes to travel.

Secrets about Retirement Your Broker won’t tell you. Get your FREE report NOW!

Alan and Keith interviewed their colleagues about their thoughts on retirement.  Shortly after they realized that they were dismayed at the results.  This started their quest to educate people about the non financial aspects of retirement so they started conducting workshops.  They kept getting requests for their book…but it hadn’t been written yet!  So… they knew they had to write it.  And they did. They named the book “Your Retirement Quest”. This book talks about the non-financial aspects of retirement, and it includes well-being, connectedness, growth, and fun among other things.  Some of the other non-financial aspects of retirement include physical, emotional, mental, and something he calls “energy of purpose”.

Alan recommends that you have written goals.  He recommends that you include the non financial aspects of retirement in these goals.

Mr. Spector says that if you write something down you are five times more likely to get it done.  Your written goals should include all of the ten elements of retirement into your life.

In addition to working with individuals, he and his partner work with financial planning firms to help them understand the non-financial parts of retirement.  Let’s hope he starts a movement with us.

Today’s Freebie is: The 10 Key Elements of a Fulfilling Retirement and you can get it at: The 10 key elements of a Fulfilling Retirement 

Playing with Cars! Bill Bennett Ep: 40

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In this episode of Rock Your Retirement we talked to Bill Bennett. You can listen to the show at

Playing with Cars! Bill Bennett

I had a difficult time naming this episode but decided on “Playing with Cars”.

There was so much that Bill and I talked about it was hard to decide.   Let’s tell you a little bit about Bill first:

After graduating from college Bill Bennett went into the flight program in the Marine Corps. He spent 4 1/2 years flying helicopters. He then went into sales and marketing for a number of companies and became an executive for a fortune 500 company before he retired. His wife of 42 years passed away a year and half ago and Bill decided he had to grab himself by the bootstraps and decided to get going.

Bill bought a Miata for $107.   That’s right.  He purchased a Miata for $107.  You’ll have to listen to the episode to find out how, but let’s just say that he is an expert at playing with cars.  He is in a group of sport car enthusiasts who enjoy doing things like racing in parking lots and driving up winding roads in the mountains to get some pie at the Julian Pie Company. He and his friends are constantly playing with cars.

Speaking of playing with cars, he likes to spend time re-building cars, because he’s working on another one now!

Another way he is playing with cars, is Bill started writing for a magazine about one of his hobbies which is collecting high-end model cars.  Think of it – he got to collect cars for free just for writing about them!  That’s the way to start playing with cars!


Bill started skiing after 20 years by going on a 4-month ski trip in Colorado.  He was sore for the first few weeks, but after that he really got into the sport.  He’s thinking of taking his grand-kids skiing, just like he used to take his own kids, when they are old enough.  In between ski trips, he keeps active by doing things such as walks on the beach and hiking.  You don’t need a lot of money to keep busy.

What do you think people should know BEFORE they retire?

Prepare for your retirement financially so you don’t have a constant grey cloud over your head of not being able to afford to do the things you want to do.  Look at monthly or weekly expenses and figure out how you are going to satisfy those financial needs. Downsize so you have the money to do what you want

We have a lot of listeners who are new retirees or maybe feel stuck in their lives at the moment.  If you were sitting across the table from a new retiree, what’s the one piece of advice that you would give to have a successful retirement?

Do what makes you happy and be selfish with your time.

Freebie:  None mentioned on the show, but if you need a Life Plan, go to

It gets better! Retirement Gets Better Ep 32

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In this episode of Rock Your Retirement we talked to Noel Baker. You can listen to the show at

Noel Baker It gets better

Noel Baker It gets better

Today we interviewed Noel Baker, a retiree who has some advice for us.  It gets better!

It gets better!

Noel grew up in Minnesota and attended college at the University of Minnesota. After college, she worked for about a year before getting married. In 1970 she moved to Colorado with her husband where she spent the next 8 years raising her 2 children and was very involved in politics.

Once she and her husband divorced, she had to gain employment. She worked a few different jobs including work at a bill collecting agency and as a counselor at a detox center for alcoholics. She worked as a Senior Administrative Assistant for KPMG which is an accounting firm for 26 years. The firm decided to downsize in the fall of 2009 and Noel was forced to retire at 64 years old she wasn’t ready for it and like many retirees, became depressed. She didn’t let that stop her though and soon she was up and about rocking her retirement.  it gets better.

It gets better!


She joined her local recreation center where she made a circle of friends, and they enjoy going to the movies.  She also enjoys going to lunch with the ladies from the recreation center.  Now that she has friends, she knows that it gets better.


Noel does like to travel inside the USA and a year ago made a trip to see her youngest daughter in Utah.  She also travels to Minnesota to see her sister.  AND…she is also hoping to take a Cruise sometime.  We discussed  Costco Cruises and Celebrity Cruises. 

Travel…it gets better!


Eating healthy and exercising are very important to her. She didn’t exercise at all until she retired as she felt like she had no time.  Noel gave up smoking and put on some weight. She goes to the recreation center to get exercise and go swimming.  Her doctor told her if you do nothing else, drink lots of water.  Good advice Noel!  When you take care of your health…it gets better!

What do you think people should know BEFORE they retire?

It gets better. There are friends to be made, places to go, and things to do

We have a lot of listeners who are new retirees or maybe feel stuck in their lives at the moment.  If you were sitting across the table from a new retiree, what’s the one piece of advice that you would give to have a successful retirement?

Look around at the possibilities. Volunteering or take a class. Find something you love and do it!

To find out about Senior Centers near you, do a search of your area or you can go HERE.