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55 Plus Community Search: We Are Home

Kathe and Les talk about their newfound 55 plus community We Are HomeThis is part 3 of our 4 part podcast series. On the last episode, we talked about what happened during our community tour. So in this episode, My husband Les and I will continue talking about our quest for finding the perfect 55 and older community.

Furthermore, we will finally reveal our decision on what community we chose to live in! What do we like about it, and why did we choose that community?

Finally, We Are Home

After the long search for a proper 55 plus community, we finally found our home and it is in a Del Webb community. There are instances that it is scary when moving to a new community because it simply is “New” to you but nonetheless, it is pretty exciting as well as you will see what new opportunities and activities await.

Why Were We Drawn to This Community/Home

For us, there are a lot of reasons why we chose to live in a Del Webb community but the main reason why we were so drawn into it is that of the activities. Being in a 55 and older community you need to have activities so as to uplift you and make your everyday stay as fun as possible and this community has a lot of activities to choose from.

The other thing about this community is that it's a nice looking community. It is well maintained with beautiful landscaping and the surrounding area was nice and just as we've talked on our first episode, our family is close to us. Most importantly, Del Webb knows what they are doing. That is why it's safe to say, “We Are Home.”

It is quite different from living in California. It's definitely not as clustered. When you drive down the road in South Carolina, all you see are trees!

About Our New Home

We wound up buying a new home which we bought from somebody else (not from the builder). What's good about this is that you don't need to spend much time, energy and money to furnish your new home. It can be easier and faster for you to relocate quickly and can save you money, sometimes thousands of dollars. This house that we bought doesn't really need anything more.

We did downsize on our new home, we're going from a 3500 square foot house to 2700. Eventually, this will help us to intentionally pare down our belongings. Also, we will have open areas that will be great for entertaining. In other words, it's just happier to downsize-rather than the other way around.

The New Place (Likes and Dislikes)

Likes:

  • First, we like the area.
  • Secondly, the house itself.
  • Del Webb community.
  • Everyone has been very friendly.
  • Cheaper gas price.
  • And not everything is retirement.

Dislikes:

  • Similar houses and relatively close together. But you can do something to make your house noticeable.
  • Not health conscious. That is why when you're in a restaurant you should always ask what's in the menu.
  • Culture change
  • The words used are different and there are towns and areas with different pronunciations. For instance, they use plantation instead of a community. But we can cope up with it.

Although we will miss our 99 Cents Only store, El Pollo Loco, Jack in the Box, and Costco (which is about 2 hours away), we are moving into the Del Webb community most importantly because of the retirement lifestyle. We could have bought a cheaper home in this area, but it's not just the house we are looking for. We are looking for the lifestyle of being in a 55 and older community.

After a long community search, this certainly will be our new home. And if you have ever moved to a 55 plus community and have tips for us we would love it if you head to our show notes and leave a comment or go into the Facebook group: RockYourRetirement.com/community and give us some tips.

Websites mentioned in this episode:

https://www.delwebb.com

LesHasCancer.com

This post about retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

55 Plus Community Search: The Community Tour

Kathe and Les talk about their 55 Plus community tour

This is part 2 of our continued community search for the 55 plus and better. In our last episode, we discussed things to compare when looking for a community to live in. In this episode, my husband Les and I are on location and just finishing up our 3-day stay at a Del Webb in South Carolina. We will be discussing our stay, our community tour, the house that we stayed at, and our likes and dislikes.

We will also talk about the community, and how a 55 plus community can help you do more of what you love.

Explore Del Webb

Usually, Del Webb communities offer day and night passes. During your stay, their friendly ambassadors will do a community tour and will guide you through pieces of information about the community. Our community tour took us 4 hours but it was very helpful. During the stay, you can meet residents, do the community tour, explore the houses and clubhouses, the amenities, and enjoy everything you need inside a Del Webb community.

The Two Sections in the Community Tour

Del Webb has been around for a long time and usually, communities have two sections which comprise a newer and an older section. The older section of any community will have mature trees, mature landscaping and of course more mature people.

Most ambassadors have been occupying the newer section because they have formed a group of friends from the ones who bought new too. We also had the same experience when we moved to the community where we lived now. Everybody moved in together, we all wanted to meet each other, we had parties together and the neighborhood sort of formed a click. But the downside is when the time comes that the people who moved in together started leaving that's the time when the click just broke apart.

The Del Webb Community

The 4-hour community tour was divided into 2 parts. The tour of the community itself was in the first 2 hours. The Del Webb community has a ton of features including 3 clubhouses, 3 outdoor pools, 2 indoor pools, a baseball field, and a tennis court. There are also sections for the art room, pottery room, and photography, more than 1 golf course, and a community garden! The last 2 hours of the coummunity tour was mostly just dinner.

The Actual House

The house that we lived in was very nice although it is not the house that we actually considered. It's a brand new house with an open floor plan, although they do lock off the second bedroom. It's nicely decorated, comfortable with a nice internet.

There's just a couple of things that I disliked. The master bedroom shower is so open that it is cold and the rain shower is not good. Also, I wasn't a big fan of the self-closing doors. It feels like there is pressure when you open it and it's almost like pulling against you.

The Community Itself (Likes and Dislikes)

Likes:

  • Open floor plans
  • Most of the bedrooms have a separation between master and guest bedrooms giving you more privacy when having guests.
  • It's beautifully landscaped and just looks good when you come in.

Dislikes:

  • Cookie-cutter nature, everything looks alike. You'll get lost because one street looks like the other street,
  • The house in the newer section are close together, they are just 10 feet apart.
  • Their lagoons have alligators.
  • And there are snakes too!
The Clubs

Adult communities are renowned for having a vibrant and social atmosphere where residents can come together and share similar interests.

What's great about active adult communities, is that they cater to the demands of boomers by providing clubs designed around their lifestyle. This community has over 50 clubs for you to stay, as active as you like.

And that's what we've learned about Sun City. A 55 plus community is not just a place you can call home but a place you can find the true essence of the active adult lifestyle. Catch our next episode for the reveal of what will our decision be!

The website mentioned in this episode: https://www.delwebb.com/

This post about retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

 

55 Plus Community Search: What to compare

 We are back! Having been on hiatus for the past month. Most of you may know, but for those who haven't yet, Les and I have moved to South Carolina. During the process, we have recorded a series of episodes, and this one is the first in that series. It is about, “What to compare for a 55 and older community search.”

Home for the 55 and Older Community

Today, I together with my husband Les discussed how to find homes for the 55 and older community. There are certain aspects that you need when looking for houses at these certain ages. We will guide you on those during this podcast episode. In today's episode, we will compare different scenarios on what should be considered when buying a house for you because relocating constantly could be tiring and exhausting for you especially when reaching that certain age that you want this to be the house that you want to live in for the rest of your life.

What is a 55 Plus Community?

A 55 plus community is a type of location that is designed to accommodate people that are at least 55 years old or older. When you are doing a community search, the atmosphere, layout, and amenities are meant to provide for the needs of this age group, rather than young families. Those areas may have specific stipulations on who can live within the community with the goal of keeping the residents in this upper age limit.

What Should You Take Note When Looking for a House?

Looking for a house for a 55 plus community may vary greatly from community to community. There are things that you should take note of when doing a community search. It is good to take into consideration that the house that you are looking for should be near gas stations, grocery store, home depot, post office, hospital, gym, airport, assisted living community and a dog park (if you are fond of pets). Your house should also be near your friends or relatives, near a major city and public transportation (like a train, bus, or Uber).

Important Considerations When Doing Community Search

As you research locations and community amenities, consider other aspects like the pricing or cost of a house. How much does the house cost? The type of community you will live in, size of the accommodations, and the location plays an important role in this. You should also consider the prices of gasoline, organic free-range chicken eggs (if you like eating healthy), average cost of dinner in a restaurant, electricity and gas cost, insurance (which is a major expense), water or sewer, cable and internet, Home Owners Association, property and income tax rate, fees for your exercise classes, and if your hobbies can be found near the community. These are some important considerations when you're doing a community search.

Questions

When searching for a new house location and their local amenities, you should also take into consideration other aspects like:

  • If you are buying a property that has a view will that view be guaranteed?
  • Does it have a community garden?
  • Will they take care of your yard for you?
  • The need for approval from the Home Owners Association to change the inside and outside of the house.
  • How old is the community? Because the newer the community the younger the occupants are.
  • Are they planning to build more homes?
  • The ratio of houses to a clubhouse.
  • What is the length of time your grandchildren and guests are allowed to visit?
  • The rules for parking?
  • Services (handyman, laundry, and others).
  • How can you be on the Home Owners Association board or how would you get to them?
  • Is the community that you will move to gated?
  • Do you own the land or does the Home Owners Association own it?
  • Who owns the clubhouse? The Home Owners Association or builder?
Things to Review

Lastly, also consider these things before moving into your new house. The Home Owners Association minutes. How do people get along with each other? The financial statement of the community. Another important thing is that if the property is having issues. Also, another important thing is the resale value of the house. What is the average price of similar properties? Are there good hospitals? Is there a dog limit, if you own 2 dogs or more? What are you going to be able to find out when you talk to your neighbors? And is there any pending litigation?

Whether you are moving into a 55 and older community, moving to downsize, or even moving to get a bigger home, it is important to compare things that are important to you. I know there is a ton of information in this episode, but do you have something we missed? Let us know in the comments below if you have any tips or ideas!

Websites mentioned in this episode: www.trustedhousesitters.com

This post about retirement and Retirement Lifestyle first appeared on http://RockYourRetirement.com

Tips on a Great Retirement Experience: Ep. 143

retirement experienceRandy Gardner's Retirement Experience

In today’s episode, we have Randy Gardner who is going to tell us about his retirement experience. Randy just recently retired. In fact, as of our recording, he had only been retired 1 week. Randy serves as an inspiration for the many listeners of my show who want to retire early or planning to retire but are may have some reservations.

Incidentally, Randy is also a big fan of the Rock Your Retirement Show and started to follow it a few years back. He had to travel for three hours between cities and grew the habit of listening to podcasts. That’s exactly when he discovered my show and started listening to it!

Soon, he got the idea to retire himself but wasn’t sure of his financial situation. He also had his wife to convince who was an artist but also quite adept when it came to finances.

How a financial advisor can help you decide if you are ready for retirement

Randy sat with his financial advisor and went through his financial position. He tried to evaluate how his retirement may turn out if he chose to quit his technical job. Interestingly, both of them realized that he would be doing quite well even if he chose to retire right now! They worked on the finances and his income including Social Security to get a detailed picture of his financial scenario into the retirement years.

Randy got his wife to sit down with his financial advisor who made the picture clear to his wife and answered all her questions. Getting the confidence he needed, Randy decided to give up his job and spend a life of retirement.

Randy is a Rock your Retirement listener!

I know that many of you are worried about being bored in retirement. Randy was also plagued by the same thought. He wondered how he could fill up his week which was earlier spent in working for over 40 hours. Let's take a look at Randy's retirement experience.

Randy had already started listening to my show and started taking cues and notes from the stories people had to contribute. He started to develop a list of things to do in his retirement life which will keep him busy. To his surprise, both Randy and his wife had quite a few things which they had put off due to various reasons.

Here are some things Randy wants to do to have a great retirement experience

For starters, Randy wants to play a lot of golf which he enjoys to the fullest! He is also thinking about continuing his interest in music and maybe start learning piano which he had gave up at the age of 12. Both Randy and his wife also want to travel a lot! They would like to go on some train trips and cruises that they've always had their eyes on.

Randy even wants to learn a foreign language and makes notes of things he wants to do in his iPad or iPhone all the time. Another impetus to retire was to spend more time with their daughter and son-in-law. Being retired they were now free to move to Austin, where their daughter lived. They also bought a house in the city which is located only a short distance away from their daughter’s home. Randy is also free to spend time with his mother who is single and over 90 years old.

Retiring has also brought other pleasures which he could not enjoy during his working life. He can go to bed late and wake up late. Although by his standards 6 am is as late as it could be! Randy loves to watch the sunrise with a cup of coffee. He believes it to be the best time to spend with family. He can begin the day with his daughter, son-in-law, and wife and talk about all the day has to offer.

Advice from Randy based on his retirement experience:

Randy believes that we all should have a routine and purpose to get up the next day. It doesn’t have to be something extraordinary but simple things like going to the gym or taking a walk in the park. He inherited the habit from his father who was a stern believer of a routine life.

If you are worried about retiring and wondering how you would be able to spend your day- Randy has some suggestions. You should start making a list of reasons to quit your job and what to do when you retire. More often than not, you will end up with multiple items that will keep you busy during your retired years.

 

Men and Women in Retirement: Episode 138

men and women

Men and women when it comes to retirement

Dr. Sara Yogev is a psychologist who helps people in marital and individual therapy, as well as career coaching. She was a professor at North Western University for 10 years and researched how people combine work life and family life. Her interest and expertise revolve around retirement.

She decided to start working with marriages a long time ago. She believes the relationship with others is so important.

In this episode, you will learn about

  • How to make your marriage work
  • Psychology of Retirement
  • Misconceptions about retirement
  • Psychological planning pre-retirement
  • Men and women in Retirement

People spend a great amount of time preparing for the financial aspects of retirement but don’t plan for the psychological aspects of retirement. It is very important on a personal and couple level to prepare for this new phase of life.

Two strong misconceptions revolved around retirement

  1. People think they know how to do leisure. They don’t consider leisure that takes up one-fourth of your life is different than a one week or one-month vacation of leisure.
  2. People are not aware retirement will create a lot of changes in marriages or significant relationships. Many domains need to be renegotiated.
Men and women

Depression in people over the age of 65 is rising. A lot of seniors are reporting, in addition to medical problems, psychological and depressive issues. Research shows 1/3 of retiree’s experience depression in the first two years of retirement.

The group that tends to have the most difficult time retiring is professional women, even more than men. Research is consistently showing that there is very unhealthy alcohol consumption among seniors. Men tend to drink more than women.

Both men and women report, in the first two years of retirement, low level of marital satisfaction and high level of conflict. Divorce is surprisingly rising the 50 plus age group. Loneliness is a very strong, negative influence on health.

Tips for pre-retirement
  • Your vision for retirement might not match your significant other’s vision for retirement. Be prepared that there might be different expectations.
  • Disagreements don’t indicate you have a bad relationship. It means you need to adjust.
  • Know it’s a transition and there will be some bumps in the road.
  • Planning for retirement before you retire.
Links

The Baby Boomer 30-Day Journal

The Couple’s Guide to Happy Retirement and Aging

 Contact Sarah

Sarayogev.com

sarayogev@yahoo.com

Phone: 842-470-1925