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Tips on a Great Retirement Experience: Ep. 143

retirement experienceRandy Gardner's Retirement Experience

In today’s episode, we have Randy Gardner who is going to tell us about his retirement experience. Randy just recently retired. In fact, as of our recording, he had only been retired 1 week. Randy serves as an inspiration for the many listeners of my show who want to retire early or planning to retire but are may have some reservations.

Incidentally, Randy is also a big fan of the Rock Your Retirement Show and started to follow it a few years back. He had to travel for three hours between cities and grew the habit of listening to podcasts. That’s exactly when he discovered my show and started listening to it!

Soon, he got the idea to retire himself but wasn’t sure of his financial situation. He also had his wife to convince who was an artist but also quite adept when it came to finances.

How a financial advisor can help you decide if you are ready for retirement

Randy sat with his financial advisor and went through his financial position. He tried to evaluate how his retirement may turn out if he chose to quit his technical job. Interestingly, both of them realized that he would be doing quite well even if he chose to retire right now! They worked on the finances and his income including Social Security to get a detailed picture of his financial scenario into the retirement years.

Randy got his wife to sit down with his financial advisor who made the picture clear to his wife and answered all her questions. Getting the confidence he needed, Randy decided to give up his job and spend a life of retirement.

Randy is a Rock your Retirement listener!

I know that many of you are worried about being bored in retirement. Randy was also plagued by the same thought. He wondered how he could fill up his week which was earlier spent in working for over 40 hours. Let's take a look at Randy's retirement experience.

Randy had already started listening to my show and started taking cues and notes from the stories people had to contribute. He started to develop a list of things to do in his retirement life which will keep him busy. To his surprise, both Randy and his wife had quite a few things which they had put off due to various reasons.

Here are some things Randy wants to do to have a great retirement experience

For starters, Randy wants to play a lot of golf which he enjoys to the fullest! He is also thinking about continuing his interest in music and maybe start learning piano which he had gave up at the age of 12. Both Randy and his wife also want to travel a lot! They would like to go on some train trips and cruises that they've always had their eyes on.

Randy even wants to learn a foreign language and makes notes of things he wants to do in his iPad or iPhone all the time. Another impetus to retire was to spend more time with their daughter and son-in-law. Being retired they were now free to move to Austin, where their daughter lived. They also bought a house in the city which is located only a short distance away from their daughter’s home. Randy is also free to spend time with his mother who is single and over 90 years old.

Retiring has also brought other pleasures which he could not enjoy during his working life. He can go to bed late and wake up late. Although by his standards 6 am is as late as it could be! Randy loves to watch the sunrise with a cup of coffee. He believes it to be the best time to spend with family. He can begin the day with his daughter, son-in-law, and wife and talk about all the day has to offer.

Advice from Randy based on his retirement experience:

Randy believes that we all should have a routine and purpose to get up the next day. It doesn’t have to be something extraordinary but simple things like going to the gym or taking a walk in the park. He inherited the habit from his father who was a stern believer of a routine life.

If you are worried about retiring and wondering how you would be able to spend your day- Randy has some suggestions. You should start making a list of reasons to quit your job and what to do when you retire. More often than not, you will end up with multiple items that will keep you busy during your retired years.

 

Men and Women in Retirement: Episode 138

men and women

Men and women when it comes to retirement

Dr. Sara Yogev is a psychologist who helps people in marital and individual therapy, as well as career coaching. She was a professor at North Western University for 10 years and researched how people combine work life and family life. Her interest and expertise revolve around retirement.

She decided to start working with marriages a long time ago. She believes the relationship with others is so important.

In this episode, you will learn about

  • How to make your marriage work
  • Psychology of Retirement
  • Misconceptions about retirement
  • Psychological planning pre-retirement
  • Men and women in Retirement

People spend a great amount of time preparing for the financial aspects of retirement but don’t plan for the psychological aspects of retirement. It is very important on a personal and couple level to prepare for this new phase of life.

Two strong misconceptions revolved around retirement

  1. People think they know how to do leisure. They don’t consider leisure that takes up one-fourth of your life is different than a one week or one-month vacation of leisure.
  2. People are not aware retirement will create a lot of changes in marriages or significant relationships. Many domains need to be renegotiated.
Men and women

Depression in people over the age of 65 is rising. A lot of seniors are reporting, in addition to medical problems, psychological and depressive issues. Research shows 1/3 of retiree’s experience depression in the first two years of retirement.

The group that tends to have the most difficult time retiring is professional women, even more than men. Research is consistently showing that there is very unhealthy alcohol consumption among seniors. Men tend to drink more than women.

Both men and women report, in the first two years of retirement, low level of marital satisfaction and high level of conflict. Divorce is surprisingly rising the 50 plus age group. Loneliness is a very strong, negative influence on health.

Tips for pre-retirement
  • Your vision for retirement might not match your significant other’s vision for retirement. Be prepared that there might be different expectations.
  • Disagreements don’t indicate you have a bad relationship. It means you need to adjust.
  • Know it’s a transition and there will be some bumps in the road.
  • Planning for retirement before you retire.
Links

The Baby Boomer 30-Day Journal

The Couple’s Guide to Happy Retirement and Aging

 Contact Sarah

Sarayogev.com

sarayogev@yahoo.com

Phone: 842-470-1925

Diane Dahli’s Retirement Journey: Ep. 136

Diane Dahli's Retirement Journey

Diane Dahli is a retired teacher of 15 years. She is all about enjoying her retirement and living her passion, which is currently her blog. It took a Diane awhile to realize her passion and purpose post-retirement. After attempting to jump back into the classroom and sitting still for quite some time, she decided to pursue writing in the form of a blog. She has loved it ever since and would like to continue doing it as long as she can.

Her Retirement Journey

Diane also loves to read. She has read books like The Writer’s Way and The Purpose of Life. She also joined a self-awareness group in the midst of trying to discover her purpose. Diane wasn’t looking for busyness in her retirement, she was looking for purpose, something meaningful.

She found herself wondering if she retired too early if there was something else she needed to do in teaching. After applying for a job in a classroom, she got a job in a resource room. It was a very intense position. At the end of six months, she clearly knew she didn’t want to go back to teaching.

Diane spent time gardening, volunteer and spending time with her grandson. She also took a year-long course in herbalism and grew herbs, something she still does. While she loved these things, they still didn’t capture her full, long-term attention. She was immersed in life but also had this idea that there must be something more that she wasn’t getting to.

How she found her purpose in Retirement

She eventually decided to revisit something she had always wanted to do, to write. At first, she didn’t know what to write about. Eventually, she decided to write about her generation after researching and discovering blogs, such as Time Goes By, about The Silent Generation.

Her daughter was tech savvy and helped her design her blog website. She has now been blogging for three years. Diane gets up every morning at 5 a.m. to write for about two hours before her husband gets up. She finds all that is involved in blogging, including the social media, very fulfilling.

Retirement advice from Diane:

Get some professional help. If that doesn’t work, just start daydreaming.

In this episode:

  • Retirement advice from retirees
  • How Diane found her passion and purpose in retirement
  • Diane's Retirement Journey
  • Settling into doing nothing
  • The traditional retirement route
  • Diane’s decision to try a second shot at the classroom
  • Ways Diane spent her time in retirement
  • How Diane got started blogging

Contact A Professional:

Connect with Diane:

www.stilltheluckyfew.com

Downsize your home and life: Episode 135

how to downsize your homeDo you need to downsize your home? What about downsizing your life? Why are these things beneficial as we retire?

Kathy Gottberg is a published author of six books along with numerous magazine articles. On her blog, SMARTliving365.com, Kathy explores ideas and experiences to help create a sustainable, meaningful, happy and rewarding life for herself and others.

Since turning 60, Kathy has become increasingly interested in ideas around positive aging and retirement. Learn more about rightsizing and why downsizing doesn’t have to be a downgrade in this episode.

On today’s show we discuss:
  • Rightsizing vs. downsizing
  • Why rightsizing is so beneficial as we age and retire
  • How to rightsize

What is rightsizing?

Anything you have in your life requires energy, time and effort to maintain. The beauty of rightsizing is it allows you to choose what’s important to you. Use your time, energy and resources on the things you value most.

You can rightsize just about anything in your life. Rightsizing is about getting rid of the things that don’t really matter and focusing on the things that do.

The key with rightsizing is it’s individual. It will be different for everyone.

Areas you might need to rightsize:
  • Old habits
  • Toxic Habits
  • Your current job
Advice for rightsizing:
  • Do it with a loved one
  • Get away and get quiet
  • Find resources to help you

How to downsize your home? Ask yourself these questions.

  • What are the top 10 things that are most important to me for the rest of my life?
  • Do I need it?
  • Can I rent it?
  • Can I borrow it?

Kathy firmly believes that if you take the time and effort to downsize your home and rightsize your life, then you will be better prepared to retire and better prepared to make all the choices and decisions in your life that will make you happier and more purposeful.

Kathy’s Books:

Positive Aging: A SMART Living 365 Guide to Thriving and Wellbeing at any Age (2017)

Rightsizing: A SMART Living 365 Guide to Reinventing Retirement Simple

SMART & Happy: A SMART Living 365 Guide to a Sustainable & Meaningful Life (2014)

Finding Grace—A Transformational Journey (2013)

The Complete Guide To Selling Your Own Home in California (2008)

The Findhorn Book of Practical Spirituality (2003)

Links:

SMARTliving365.com

Twitter – @gottgreen

Email – kathy@smartliving365.com

 

Let’s talk about Senior Dating: Episode 134

senior datingLet’s talk about senior dating – how to date and build intimate relationships as we age

Walker Thornton is 63 years old with a background in Educational Psychology. She has been a writer for years, writing poetry and journaling. Walker started dating post-divorce in her early 50's and started writing about it. She realized there wasn’t a whole lot of information for older women when it came to dating and relationships.

Walker works with individuals to talk about relationships. She has conversations with men and women to revamp their dating profile. She is sometimes called “The Sex Whisperer”.

Senior Dating – The first thing you need to do if you are ready to get out there:

Make sure you are ready and you are not rushing to fill a void. Your desire to go out with someone should be based on mutual interest. Often people rush into the dating world in despair which can lead to not wise choices. Think about what you are looking for. Are you looking for marriage, a long-term relationship, romance, sex or someone to do things with?

Are online dating services a positive or negative way to find people especially for senior dating?

It can be a great or awful way. It depends upon your goal. Be prepared to put in work and effort to find a good match.

Advice for someone getting into the online dating world:
  1. Be honest about yourself and share your real self.
  2. Show accurate photos and information so the other person can get a sense of who you really are.
  3. Talk on the phone prior to the first date.
  4. Make the first date short, leave yourself an out if it’s not going well.

Walker recommends open communication between sexual partners, especially around comfort levels and using protection. When it comes to flirting, you can simply make direct eye contact, smile and touch the other person’s hand to show interest. You don’t necessarily have to twirl your hair or bat your eyes. There are many ways to express desire or interest subtly.

Words of wisdom for someone just getting back into dating:
  • Make a list of the traits you want your ideal partner to have. What are you looking for?
  • Get a good, recent picture of yourself you feel comfortable in made for your dating profile.
Walker’s Book:

Inviting Desire, A Guide for Women Who Want to Enhance Their Sex Life

Connect with Walker:

Website: https://www.walkerthornton.com

Instagram: https://www.instagram.com/wit62/

Facebook: https://vtfww.facebook.com/WalkerJThornton/

This post about retirement and retirement lifestyle first appeared on http://RockYourRetirement.com